Send and receive EUR, GBP, USD and CHF through one platform. Pay out in 50+ currencies to 200+ countries and territories, over local rails or SWIFT, with transparent FX and Swiss compliance.
One application, one review, and your business is moving money on Swiss AMLA-supervised rails.
Tell us about your business in a short application. No documents required at this stage.
~2 minutesKYB review under Swiss AMLA by our compliance team. We confirm whether we can support your business.
1 business daySend, receive, and pay out internationally, from one dashboard.
EUR · GBP · USD · CHFAutomate payouts to affiliates, partners, and suppliers. Routed through regulated rails, including local methods, settled in local currency.
One platform, every rail. Don't see your corridor? Contact us
Send and receive EUR, GBP, USD, and CHF through one platform. Funds safeguarded with regulated banking partners.
Pay affiliates, partners, and suppliers at scale across regulated rails, with everything monitored in real time.
SEPA, Faster Payments, CHAPS, ACH and Fedwire, plus local payouts in Brazil, Mexico and Colombia. SWIFT to 200+ countries and territories for everything else.
Exchange between currencies at real-time, transparent rates. No surprises buried in the spread.
Operated under Swiss AMLA as a VQF SRO member. KYC/KYB on every account, enhanced due diligence where required.
A 2-minute application with no documents up front. We confirm whether we can support your business within one business day.
Pay in and out across the currencies you move, with instant FX and Swiss compliance.
Nudl orchestrates licensed partners so you do not have to assemble them yourself. One integration, a vetted network behind it.
EUR, GBP, USD, and CHF. One platform, one dashboard, Swiss AMLA-supervised.
Get StartedSwiss AMLA-supervised infrastructure, moving money for cross-border businesses.
Businesses and individuals that pass our onboarding checks. Typical clients include cross-border businesses, marketplaces, affiliate and creator platforms, and individuals who send or receive money internationally. Access is subject to eligibility, jurisdiction, and compliance review.
Both legal entities (companies, partnerships) and natural persons. Some higher-risk sectors are supported case-by-case with enhanced due diligence; others are not supported. See our restricted jurisdictions and industries page.
Mass payouts to affiliates, partners and suppliers; cross-border settlement; multi-currency collection; transparent FX; and cross-border local-currency delivery.
No. Nudl is not a bank or neobank and does not hold a Swiss banking licence. Nudl is a regulated financial intermediary that provides payment orchestration and AML/compliance services over regulated partner institutions.
Yes. Nudl operates through Quixo AG, a member of the VQF Self-Regulatory Organisation (No. 101241), under the Swiss Anti-Money Laundering Act.
Start with a 2-minute application, no documents required. If we can support you, onboarding requires KYC/KYB: identity documents, proof of address, company documents and beneficial-ownership details, and source-of-funds information.
We confirm whether we can support your business within one business day. Full activation follows once verification is complete.
Some, with enhanced due diligence and case-by-case review. Certain industries and jurisdictions are not supported for regulatory or sanctions reasons. See our restricted use page.
Accounts send and receive EUR, GBP, USD and CHF, with GB, LT or CH IBANs. Payouts reach more than 200 countries and territories in 50+ currencies, excluding restricted jurisdictions: over SEPA and SEPA Instant, Faster Payments and CHAPS, ACH and Fedwire, local payouts in Brazil (Pix), Mexico (SPEI) and Colombia (Bre-B), and SWIFT for everything else. Availability depends on eligibility and jurisdiction.
It depends on the rail. Instant schemes (SEPA Instant, Faster Payments) settle in seconds to minutes; other rails follow standard scheme cut-off times.
Fees follow the schedule agreed at onboarding, with transparent FX and no hidden spread. Transaction limits are set per account based on your risk profile and activity.
Client funds are held with regulated third-party financial institutions in accounts separate from Nudl's own assets. Funds are accepted for settlement only, are not invested or lent, and are not covered by Swiss deposit insurance.
Data is encrypted and hosted in Switzerland. All accounts are subject to KYC/KYB verification before activation, and enhanced due diligence is applied where risk classification requires it.
Usually not because the activity is illegal. These sectors score as higher-risk under anti-money-laundering rules and need enhanced due diligence that most banks are not set up to provide, so they decline the whole category instead of reviewing each business individually.
No. High-risk is a compliance scoring category, not a judgement about legality. It means a provider must apply extra checks, such as source-of-funds review and sanctions screening, before and during the relationship.
Source of funds is evidence of where the money entering your account comes from, such as platform payout statements, client invoices or contracts. Providers are legally required to understand it, and unclear source of funds is the most common reason applications stall.
Enhanced due diligence is the additional verification applied to higher-risk business relationships: a closer review of source of funds, confirmation of beneficial ownership, and sanctions and politically-exposed-person screening before onboarding completes.
Identity is verified to Swiss standards under FINMA Circular 2016/7, by live video session or online identification. Online identification uses an ID document scan plus either a small transfer from an account in your own name or a biometric passport-chip scan, with address confirmed by a utility bill or geolocation check.
No. Nudl does not currently offer physical or virtual cards. Nudl provides multi-currency payment accounts, transparent FX, and cross-border payouts over bank rails.
No. Nudl is fully digital and does not handle cash, cash top-ups, or ATM withdrawals. Money enters and leaves accounts by bank transfer over regulated rails such as SEPA, Faster Payments and SWIFT, or in supported stablecoins through our crypto-asset services.
Simplify your global finances with Swiss-trusted infrastructure. Early-bird registration is open.
Get StartedHave a question first? No documents or payment needed.
Thanks. We will review your details and get back to you within one business day.
Regulatory notice. Nudl is a service of Quixo AG, a Swiss financial intermediary affiliated with the SRO VQF (No. 101241) under the Swiss Anti-Money Laundering Act. Nudl is not a bank and does not take deposits; funds are accepted for payment settlement only and safeguarded with regulated partner institutions. Services are subject to eligibility, jurisdiction, and compliance checks. See our Terms, Privacy Policy and restricted use.